Claims Help

Do you need help with you insurance claim? It may be that your claim has either been denied or under paid. Did the insurance company apply too much depreciation to their insurance estimate? These are just some of the reasons policyholders call and retain my services. To better serve you, you need to understand what services I can provide.

I can speak with your insurance company on your behalf. Once we enter into a contract for service, I can discuss and negotiate the claim with your insurance company. Actually, both the carrier and I are obligated by Florida state statute to attempt to agree upon the scope and cost for the repair of the damages to your claim.

I can meet with the insurance company adjuster. It is important to establish the scope of damages. Many times the carrier's adjuster and I can establish this scope on our first meeting and avoid future problems when negotiating the settlement costs.

I can write letters to your insurance company. This aspect of your claim is more important than most people realize. It is vital that what is discussed face to face or over the telephone be memorialized in a letter. When you begin making permanent repairs to your property, you need to advise the insurance company when such repairs begin. Your policy states that the insurer has the right to see the damaged property as often as necessary. I routinely send letters to the insurance company asking if they need to see the loss again before demolition and the commencement of repairs.

I can prepare a claim's estimate. One of your Duties After a loss when requested is to provide the specifications of damaged buildings and detailed repair estimates. I have worked for insurance companies in the past, and I am well qualified to prepare a detailed claims estimate which they can understand.

The information provided above is just some of the services I can provide.

Click on the link to right for your Cause of Loss.