Water claim in Sebring, Avon Park and Lake Placid

Do you live in Sebring, Avon Park, or Lake Placid. Has your water claim been denied because your insurance  company says your leak occurred over a period of 14 days or more? Does your policy limit mold coverage to $10,000.00? Most people believe when they find a leak, their insurance company will take care of them, but many are finding this is not the case. Many of the new policies do not cover a long term leak of 14 days or more, even if it were hidden within a wall or under a floor. While I cannot create coverage for something that is clearly excluded, I may be able to assist you in keeping a legitimate water loss from being initially denied.

When mold is intermingled with your water-damaged property, it is more important than ever to allocated damages correctly. Do not let the insurance company adjuster limit your coverage by applying all damages under the mold exclusion limit. Mold damage can overtake walls hidden behind cabinets and tile in a very short time. It is important to access wall moisture and undertake water dry out mitigation immediately. But how much is a fair price to have the house dried out? If drywall has to be removed, why do you need to dry them out first? I may be able to assist you in making some of these decisions as they relate to policy coverage and possible water and mold sub-limits.